We have access to write:

• US Incorporated Companies

• US Locations

• US Operations

• Comprehensive cybercrime cover

• 12-month indemnity period

• Unlimited reinstatements for first-party cover

• Separate limit for incident response costs

• Full cover for data recovery and recreation

• Nil deductible on initial response costs

Capacity of up to $50 million for fire-resistive buildings and up to $25 million for frame construction on a quota share basis.

Hard-to-place occupancies or distressed accounts with a placement premium of circa CAD75,000

Excess layers up t0 CAD30mil of excess capacity, must be All Risks policy minimum premium CAD50,000

This includes:

• Woodworking operations, including sawmills

• Seafood processing facilities

• Various manufacturing operations

• Hotels and resorts

• Condominiums and apartment complexes

• Large property schedules and portfolios

• Municipalities

• Agricultural and food-related businesses

• Power & Utilities

• Manufacturers and distributors (wholesalers, retailers, and online sellers)

• Property owners (residential and commercial)

• Restaurants and cafés

• Gyms (commercial and private / boutique)

• Breweries and distilleries

• Retail stores (clothing, liquor, jewellery), supermarkets and grocery stores

• Premises / office packages

• Artisan / specialist contractors

• Events (conferences, exhibitions, trade shows)

General Liability, including primary, excess / umbrella, and construction wrap-up. Wholesale & Manufacturing including USA exposure excess / umbrella liability – limits more than $100m +

• Contractors Liability

• Construction Wrap-Up

• Excavation Contractors

• Electricians / Plumbers / Mechanical Contractors

• Blasting / Shoring / Underpinning

• Welding

• Carpentry

• Oil & Gas Products Liability

• Mining

• Fostery

• Public Sector

• Snow Removal

• Roofing Contractors

All types of construction projects. Both wood frame and non-combustible risks, with available capacity varying by construction type.

Capacity for wood frame construction (up to six storeys) is around CAD 30 million, while noncombustible projects can access limits exceeding CAD 150 million.

A full spectrum of construction sector needs; from large-scale commercial and infrastructure projects such as:

• Wood frame residential and commercial developments

• High-value homes

• Hospitals

• Museums

• Roads

• Manufacturing Facilities

• Stadiums

Contractors’ Equipment:

• with a broad appetite covering everything from heavy road-building and excavation equipment to crane and drilling equipment, including those with challenging loss histories that may be difficult to place domestically